Continental life insurance review [2022]| QuickQuote®

Rachel Brennan has been in the insurance industry since 2006 when she began working as a licensed insurance representative for 21st Century Insurance, during which time she obtained a property and casualty license in all 50 states. After several years she expanded her experience in the insurance field, and also obtained a license in health insurance and AD&D insurance. I worked for a small health in…

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Rachel Brennan

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Benjamin Carr was a licensed insurance agent in Georgia with two years’ experience in life, health, property and casualty insurance. He has worked with State Farm and other risk management companies. He is also a writer and strategy editor with a background in branding, marketing, and quality assurance. He’s been in the military newsrooms – literally in the front lines of the press.

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Updated: June 29, 2022

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Company details
Tabuk 1021 Reams Fleming Blvd. Franklin Ten, 37064
main company Etna
Telephone number 800-264-4000

If you’re a senior, you know your health plan is a top priority. Medicare is an important tool in ensuring that seniors get the life insurance they need in their golden years.

Sometimes Medicare doesn’t cover all of your costs. There are deductibles, co-pays, and other costs not covered by your Medicare insurance. The Continental Life Insurance Company of Brentwood, Tennessee offers supplemental Medicare insurance, so that seniors don’t skip anything in their care.

Who is Continental Life Insurance Company?

Continental Life Insurance of Brentwood, Tennessee joined Aetna’s First Supplemental Insurance Corporation in 1983. Soon after, Continental Insurance Company was incorporated.

In 2011, Aetna, Continental Life Insurance, and American Continental Insurance merged to form Aetna’s last supplemental insurance. The trio has grown into a successful company with over 30,000 licensed agents nationwide.

Companies offer a variety of plans:

  • Medicare supplement
  • Final Expenses Full Life Insurance; And something called.
  • protection chain

Below is an example of the minimum coverage required.

Keep reading to learn more about these plans and what Continental Life insurance is.

Life insurance quotes are always free.

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Is Continental Life part of Aetna?

Yes, American Continental Insurance is a subsidiary of Aetna. Aetna acquired Continental Life in 2011. At this time, Continental Life, American Continental Insurance joined Aetna to collaborate with Medicare supplemental insurance.

So to the question, “Is American Continental Insurance the same as Aetna?” Yes, and a rather large portion.

Aetna is one of the nation’s leaders in “diverse healthcare benefits,” as it calls itself. Aetna currently serves millions of seniors such as providing Medicare Supplement. They are largely able to do so as their benefits arrive.

Is Continental Health Insurance?

When you sign in with a Continental Life Insurance Company, you will need to fill out a Notice to the Applicant regarding a Medicare Supplemental Insurance Substitution or Medicare Advantage form. This allows beneficiaries to receive new or changed coverage under the government. This is one of many ways to secure Medicare gap coverage.

It is a change in federal coverage that must be recorded.

Continental Life Insurance offers a full range of products and types of coverage:

  • A Medicare supplement is a life insurance coverage that provides seniors with some continuity of their insurance. It helps ensure that you can stay in the same doctor’s office and visit the same hospitals.
  • The Protection Series offers an extended insurance package that includes coverage for cancer/heart attack/stroke, dental/vision/hearing, home care, hospital indemnity, and recovery care.
  • Whole life insurance coverage, perhaps the most common of the three, covers the financial stressors that come after funeral bills are handed over. Completely final expenses like insurance allow people to personalize their life insurance.

Continental Life Insurance sells six different plans in its coverage area. They are difficult to follow, so we will briefly hit them with expanded information in the links.

Plans offered through Continental Life:

  • plan A
  • plan B
  • F . plan
  • High Discount Plan F
  • G . plan
  • N . plan

A good rule of thumb to follow while browsing online is that the coverage gets more and more complex over time through the alphabet. Continental Life Insurance Company’s basic set of coverages, such as Medicare Plan A, versus more comprehensive plans such as Plan F or Plan G.

For example, Supplementary Plan A provides:

Medicare Part A co-insurance and hospital costs – up to an additional 365 days after using Medicare benefits; Medicare Part B co-pay or Medicare Co-pay; blood – the first 3 pints may be required per year;
Medicare Part A Health Insurance or Elder Care Participation
All other policies will have these same coverage categories, but they will add another protection.

Check out this table below outlining coverage for three of Continental Life Insurance’s various supplemental Medicare insurance options.

Continental Life Insurance Company offers Medicare supplemental coverage in the following states:

  • Delaware
  • Georgia
  • Idaho
  • Yes
  • Louisiana
  • Minnesota
  • Rhode Island
  • Wisconsin

Continental Life Plans offer F, G, and N in most states. These plans are federally standardized, which means that all carriers must offer the same benefits.

This makes shopping easy and easy to compare prices.

What are the company’s prices for purchasing a life insurance policy?

Although prices will vary by zip code, gender, age and health. Prices are subject to change, although this quote shows averages.

  • Plan A: $103.13
  • Plan F: $151.02
  • Plan G: $119.87
  • Plan N: $95.63

Again, all Medicare supplements are federally standardized. This means that service providers must offer the same benefits. Be sure to research the important factors that should drive your Medicare supplement decision.

Life insurance quotes are always free.

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Is Aetna Supplemental Insurance Good?

Continental Life Insurance has been headquartered in Brentwood, Tennessee since the 1980s. It enjoys strong and stable financial backing and is known to honor its commitments.

Aetna has been around for nearly 100 years longer than that. In 1853, the Aetna Insurance Company was incorporated after separating from the parent premium company to sell life insurance separately.

Customers generally love the perks that Aetna offers with life insurance coverage.

For example, Aetna recognizes that healthy customers generate lower and consistent rates. Therefore, the company offers free refunds for exercise programs and gym memberships. After you register as a Continential Life customer, you can find an Aetna fitness class at many YMCA centers and community centers.

Continental life also makes sense as a couple and as an individual. The company realized that it does not insure the person, but rather the family. You and your spouse can only manage one claims and billing platform to make it easier for you.

As an added benefit of buying together, you and your spouse may receive a home discount based on certain factors, such as your zip code and available affiliates in your area.

Just keep in mind that Aetna has some limitations on its billing options. Unfortunately, Aetna and its affiliates do not accept credit card payments.

Most insured members get a monthly withdrawal that comes from their bank accounts, although you don’t have to. If you’d like to mail a check, you can do so quarterly, semi-annually, or annually.

How is the company classified?

AM Best gave Continental Life Insurance Company of Brentwood, Tennessee and its subsidiary, American Continental Insurance Company of Brentwood, Tennessee, an A-Excellent financial strength rating. The sister companies also have an A rating on the issuer’s credit rating.

Parent company Aeta has been recognized across the country for various reasons. It has been recognized for its commitment to diversity, employment policies, etc.

Others include:

  • Number 64 on Newsweeks Green 100 List in 2016
  • Top Fortune 500 company
  • In 2016, it was ranked #15 on Barron’s List of Best Companies.

Aetna was also given an award for bringing people closer to the healthcare they need. In 2014, the National Health Business Group awarded Aetna for the third year in a row the Reducing Inequality in Healthcare Award.

Is Continental Life Right for You?

As part of Aetna’s Great Supplemental Insurance, which is part of CVS, it has several options for those who use Medicare. Continental Life, part of the ladder of these big names, is one of the providers of these great options.

to sum up, Continental Life Insurancelife insurance Coverage includes Medicare supplementprotection chain, whole life insurance. Aetna is national leader In healthcare, it serves nearly 50 million people.

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